Lendy Wendy
ABOUT WENDY LANDEROS
I’m Wendy Landeros, a dedicated Mortgage Loan Officer with NMLS License #1945913. Based in the beautiful Walnut Creek area in the San Francisco Bay Area, I specialize in helping both commercial and residential clients navigate the complex world of mortgages.
What I Do
With a focus on Commercial and Residential Mortgages, I assist my clients in finding the right loan products tailored to their needs, whether it’s for a new home purchase, investment property, or business expansion. My goal is to make the mortgage process as smooth and stress-free as possible. Additionally, I specialize in helping clients secure fast reverse mortgage loans for seniors looking to tap into the equity of their homes for supplemental income during retirement. I work closely with each client to understand their unique financial situation and provide personalized solutions that meet their specific goals and timeline. Whether it’s a traditional mortgage or a reverse mortgage, I am committed to delivering exceptional service and guidance every step of the way.
Here are some of the most common loan programs I specialize in:
Residential Mortgage Options:
- Conventional Loans: Ideal for borrowers with good credit and a steady income.
- FHA Loans: For clients with lower credit scores or a smaller down payment.
- VA Loans: For veterans and active-duty military personnel looking for a zero-down mortgage.
- Jumbo Loans: For those needing financing above the conventional loan limits.
- Non-QM (Non-Qualified Mortgage) Loans: For self-employed borrowers, real estate investors, or those with unique income situations.
Commercial Mortgage Options:
- Bridge Loans: Short-term financing solutions for business growth or property acquisition.
- Commercial Real Estate Loans: For purchasing or refinancing office buildings, retail spaces, or other commercial properties.
- Multifamily Property Loans: Financing for apartment buildings or other multifamily properties.
- SBA Loans: Ideal for small business owners looking for affordable financing options.
- Non-QM Commercial Loans: Tailored for investors and businesses with non-traditional financial profiles.
Why Choose Wendy Landeros?
With years of experience in the mortgage industry and an in-depth understanding of the San Francisco Bay Area housing and commercial markets, I take pride in offering a personalized approach for each of my clients. My extensive knowledge in Non-QM Loans, as well as traditional mortgage solutions, means I can assist those with unique financial situations, including self-employed borrowers, investors, and businesses seeking specialized financing. Additionally, I am dedicated to staying up-to-date on the latest regulations and requirements within the industry, including FHA loan requirements in California. This allows me to provide accurate and timely information to my clients, ensuring they have a clear understanding of their options and can make informed decisions. Whether you are looking to purchase a residential property, invest in commercial real estate, or secure financing for your business, I am committed to finding the best solution for your specific needs.
I’m committed to:
- Tailored Solutions: Whether you’re looking for a traditional mortgage or something more unique like a Non-QM loan, I will ensure that the product fits your financial goals.
- Transparent Communication: I believe in keeping the lines of communication open at every step of the process. You’ll always know where things stand and what to expect next.
- Local Expertise: Being deeply rooted in the Walnut Creek and broader Bay Area community allows me to provide advice and insights that are relevant to your specific market.
At LendyWendy.com, my priority is helping you achieve your financial dreams, whether that’s buying your dream home or expanding your business. I look forward to working with you!