Wendy Landeros – SF Bay Area's Top Mortgage Lender

Top Bay Area Mortgage Lender with Lowest Rates

Home Loans | Commercial Loans

Lowest Mortgage Rates with Fast Loan Approval

NMLS #1945913

Securing your dream home is made easier with our customized home mortgage loans. You can enjoy competitive rates, flexible terms, and expert guidance, all of which work together to make homeownership a reality.

See What My Clients Are Saying!

NMLS #1945913
Kevin ThompsonKevin Thompson
06:13 18 Jan 24
Competitive rates and is responsive.
Luis IrizarryLuis Irizarry
21:22 17 Jan 24
Wendy Landeros, aka Lendy Wendy, proves to be an... outstanding mortgage loan officer. Throughout my home purchase journey, Wendy showcased expertise and dedication, guiding me to secure the optimal mortgage. She patiently explained the process, addressed all my questions, and ensured I felt confident in my decision. Thanks to Wendy's guidance, I successfully obtained a loan perfectly tailored to my needs. If you seek a trustworthy and knowledgeable mortgage loan officer, I wholeheartedly endorse Lendy Wendy!read more
Boris KoganBoris Kogan
04:37 13 Jan 24
Guadalupe ThomasGuadalupe Thomas
22:17 11 Jan 24
Excellent customer service
Alex MelendrezAlex Melendrez
20:33 11 Jan 24
Very professional
Rich DiggsRich Diggs
20:21 11 Jan 24
Wendy made the process so much more efficient and... painless than any other lender I had dealt with. She was quick to respond to questions and patient when explaining my options.I would highly recommend her to anyone searching for an expert in the industry !read more
Working with Wendy was such a breeze. Received a... very competitive rate. Completely satisfied. Will be working with Lendy Wendy for all my real estate loans.read more
Elizabeth LopezElizabeth Lopez
19:23 02 Jan 24
Wendy helped my husband and I lock in a good rate... when we refinanced our mortgage. If we had not trusted her we would be spending more.read more
Fe DiddyFe Diddy
17:49 25 Dec 23
⭐⭐⭐⭐⭐ Wendy... Landeros, also known as Lendy Wendy, is an exceptional mortgage loan officer. From the start to finish of my home purchase journey, Wendy demonstrated her expertise and dedication in helping me secure the best mortgage option. She patiently explained the process, answered all my questions, and made sure I felt confident in my decision. Thanks to Wendy’s guidance, I successfully secured a loan that perfectly fit my needs. If you’re looking for a reliable and knowledgeable mortgage loan officer, I highly recommend Lendy Wendy!read more


A Path to Your Dream Home

Explore conforming loans with competitive rates and flexible terms, tailored to meet Fannie Mae and Freddie Mac guidelines

Financing for Luxury Properties

Specializing in high-value property purchases, our jumbo loans offer larger borrowing limits for your luxury home in California.

Rewarding Our Veterans

Dedicated to serving military families with VA loans featuring zero down payments and no mortgage insurance requirements.

Your First Step to Homeownership

Ideal for first-time buyers, our FHA loans offer lower down payments and are more forgiving of lower credit scores.


Tailored for homes in rural areas, USDA loans offer low-interest rates with no down payments for qualifying locations.

Unlocking Equity for Seniors

Providing seniors the opportunity to convert home equity into cash, with flexible payout options and no monthly mortgage payments.

Leverage Your Home’s Equity

Tap into your home’s equity with our flexible Home Equity Line of Credit options, perfect for funding renovations or consolidations

Mortgage Refinancing

USDA Loans

Refinance your existing mortgage for better interest rates or different loan terms, tailored to your current financial need


Invest with Confidence

Financing solutions for commercial properties, including purchase loans, refinancing, and construction loans.


Your Gateway to Real Estate Investment

Expert financing for multifamily properties, offering competitive rates and terms for apartment buildings and residential complexes.

Industrial Property Financing

Fueling Business Growth

Customized loan options for industrial properties, from warehouses to manufacturing facilities.

Office Building Mortgages

Empowering Your Business Environment

Secure financing for urban and suburban office spaces, with tailored solutions for both small and large-scale properties.

Hospitality Industry Financing

Realizing Your Vision

Hotel and motel financing solutions to support your hospitality business, with flexible terms and competitive rates

Hard Money Loans

Quick, Flexible Funding

Short-term, asset-based loans ideal for property flippers and investors seeking fast, flexible financing options.

Bridge Loans

Bridging Your Financial Gap

Temporary financing solutions to bridge the gap between current needs and future funding.

Special Purpose Property Loans

Unique Solutions for Unique Properties

Financing for a variety of special purpose commercial properties, including car washes, gas stations, and more.

Retail Property Loans

Elevate Your Retail Venture

Specialized lending options for a range of retail properties, from shopping centers to standalone stores.

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Our Benefits

Why us Wendy Landeros as your Mortgage Loan Expert?

As a licensed mortgage loan officer in California, I’m committed to providing exceptional service for your home or commercial property needs. My expertise in home loans and commercial mortgages, combined with a personalized approach, ensures you get the best mortgage solutions. Fluent in Spanish and English, I’m dedicated to helping you achieve your homeownership dreams.

Unlock Your Dream Home with Customized Mortgage Loans: Lendy Wendy specializes in crafting mortgage solutions tailored to your unique requirements, ensuring a perfect fit for your dream home financing.

Experience Secure Mortgage Processing with Lendy Wendy: Your loan application is handled with the highest level of confidentiality and security, safeguarding your personal and financial information at every step.

Simplify Your Home Loan Journey with Lendy Wendy's Online Process: From application to document submission, manage your mortgage loan effortlessly online, bringing unparalleled convenience to your home financing experience.

Fast-Track Your Home Dreams with Lendy Wendy's Same Day Approval: Benefit from our efficient, streamlined mortgage loan approval process, ensuring you can swiftly proceed with your home financing plans.

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Mortgage Consultation Request

Do You Rent or Own Your Home?
Are You Pre-Qualified for a Loan?
Are You Represented By A Realtor?