Struggling to Find the Right Mortgage?
Wendy Makes Mortgages Simple and Affordable
Wendy Landeros specializes in delivering personalized mortgage solutions, from residential home loans to commercial real estate financing. Whether you’re a first-time buyer or a seasoned investor, Wendy helps you find the perfect mortgage with competitive rates and a seamless process.
Residential Loans Tailored to Your Needs
Wendy offers various mortgage types designed to fit your budget and goals. If you’re buying your first home or refinancing, Wendy provides expert advice on the best loan options:
- FHA Loans: For first-time homebuyers with flexible credit requirements.
- VA Loans: Available for veterans and active-duty service members, offering low or no down payment.
- Conventional Loans: For those with solid credit and steady income, offering competitive interest rates.
- Jumbo Loans: For high-value properties that require larger loans.
Wendy works with you to ensure the loan fits your lifestyle and financial situation.
Commercial Loans to Fuel Your Business Growth
Looking to expand or purchase commercial property? Wendy offers specialized commercial loans that provide the funding you need to invest in office buildings, retail spaces, multifamily units, and more:
- Multifamily Property Loans: Financing options for properties with multiple units.
- Office Building Loans: Purchase or refinance your business space with confidence.
- Retail Property Loans: Get the funding to invest in profitable retail spaces.
Wendy ensures that you find the right commercial loan that aligns with your business goals and cash flow requirements.
Specialty Loans for Unique Situations
Wendy also offers specialty loans for more complex financial needs:
- Home Equity Line of Credit (HELOC): Access your home’s equity with a revolving line of credit.
- Reverse Mortgages: For homeowners aged 62 or older, offering financial flexibility in retirement.
- Hard Money Loans: A quick financing option for property investors needing fast funding.
- Construction Loans: Finance the building or renovation of your dream home or commercial space.
These loans are tailored for those who need specific funding solutions outside of traditional mortgages.
Why Choose Wendy Landeros as Your Mortgage Partner?
- Experience You Can Trust: Wendy has years of experience helping homeowners and business owners secure the best loan terms.
- Personalized Guidance: Every client receives a one-on-one consultation to identify their needs and match them with the ideal loan.
- Fast and Efficient Process: Wendy helps you navigate the mortgage process quickly, from application to approval, without the stress.
- Bilingual Service: Wendy is fluent in both English and Spanish, ensuring clear communication with all her clients.
- Competitive Rates: Get the best available interest rates and loan terms, customized for your financial situation.
Wendy is committed to simplifying the mortgage process and finding the right loan for you.
How the Mortgage Process Works
Wendy walks you through a simple, step-by-step process to ensure a smooth experience:
- Initial Consultation: Discuss your financial situation and loan needs with Wendy.
- Pre-Approval: Get pre-approved to understand how much home or property you can afford.
- Loan Selection: Wendy explains the best loan options available, helping you choose the one that fits your goals.
- Application Submission: Wendy assists with the paperwork and submission process, ensuring all required documentation is in place.
- Approval & Closing: Wendy keeps you informed throughout the process, answering questions and preparing you for a smooth closing.
With Wendy’s expert guidance, you’ll move from application to approval with confidence.
See What My Clients Are Saying!
MORTGAGE LOAN SERVICES
A Path to Your Dream Home
Explore conforming loans with competitive rates and flexible terms, tailored to meet Fannie Mae and Freddie Mac guidelines
Financing for Luxury Properties
Specializing in high-value property purchases, our jumbo loans offer larger borrowing limits for your luxury home in California.
Rewarding Our Veterans
Dedicated to serving military families with VA loans featuring zero down payments and no mortgage insurance requirements.
Your First Step to Homeownership
Ideal for first-time buyers, our FHA loans offer lower down payments and are more forgiving of lower credit scores.
USDA HOME LOANS
Tailored for homes in rural areas, USDA loans offer low-interest rates with no down payments for qualifying locations.
Unlocking Equity for Seniors
Providing seniors the opportunity to convert home equity into cash, with flexible payout options and no monthly mortgage payments.
Leverage Your Home’s Equity
Tap into your home’s equity with our flexible Home Equity Line of Credit options, perfect for funding renovations or consolidations
Mortgage Refinancing
USDA Loans
Refinance your existing mortgage for better interest rates or different loan terms, tailored to your current financial need
COMMERCIAL REAL ESTATE LOANS
Invest with Confidence
Financing solutions for commercial properties, including purchase loans, refinancing, and construction loans.
MULTIFAMILY PROPERTY LOANS
Your Gateway to Real Estate Investment
Expert financing for multifamily properties, offering competitive rates and terms for apartment buildings and residential complexes.
Industrial Property Financing
Fueling Business Growth
Customized loan options for industrial properties, from warehouses to manufacturing facilities.
Office Building Mortgages
Empowering Your Business Environment
Secure financing for urban and suburban office spaces, with tailored solutions for both small and large-scale properties.
Hospitality Industry Financing
Realizing Your Vision
Hotel and motel financing solutions to support your hospitality business, with flexible terms and competitive rates
Hard Money Loans
Quick, Flexible Funding
Short-term, asset-based loans ideal for property flippers and investors seeking fast, flexible financing options.
Bridge Loans
Bridging Your Financial Gap
Temporary financing solutions to bridge the gap between current needs and future funding.
Special Purpose Property Loans
Unique Solutions for Unique Properties
Financing for a variety of special purpose commercial properties, including car washes, gas stations, and more.
Retail Property Loans
Elevate Your Retail Venture
Specialized lending options for a range of retail properties, from shopping centers to standalone stores.
Mortgage Pre-Approval Application Fill it up
- Competitive Interest Rates.
- Flexible Repayment Options.
- Expert Guidance.
- Quick Approval Process.
- Comprehensive Loan Options.