Connect with Top-Rated Mortgage Lenders
LendyWendy connects qualified borrowers with licensed mortgage loan officers across all 50 states. Whether you need conventional loans, FHA financing, VA benefits, or commercial mortgages, our network includes credit unions, banks, and private lenders offering competitive rates.
Every Type of Mortgage Loan Available
From conventional to specialty programs, we connect you with lenders for every mortgage need
Conventional Loans
Traditional mortgages with competitive rates and flexible terms for qualified borrowers.
Starting at 6.25% APR
- 3% down payment options
- No PMI at 20% down
- Fixed & adjustable rates
FHA Loans
Government-backed loans with lower down payments and flexible credit requirements.
Starting at 6.15% APR
- 3.5% down payment
- Credit scores from 580
- Gift funds allowed
VA Loans
Exclusive benefits for military veterans and active service members.
Starting at 5.95% APR
- $0 down payment
- No PMI required
- Competitive rates
USDA Rural Loans
Zero down payment loans for eligible rural and suburban homebuyers.
Starting at 6.05% APR
- $0 down payment
- Below-market rates
- Rural area eligible
First-Time Buyer Programs
Special programs designed to help first-time homebuyers achieve homeownership.
Varies by program
- Down payment assistance
- Closing cost help
- Education programs
Jumbo Loans
High-balance mortgages for luxury homes exceeding conforming loan limits.
Starting at 6.45% APR
- Loans above $766,550
- Competitive jumbo rates
- Flexible terms
Investment Property Loans
Financing solutions for rental properties and real estate investments.
Starting at 7.15% APR
- Up to 80% LTV
- DSCR loans available
- Portfolio lending
Commercial Real Estate
Financing for office buildings, retail spaces, warehouses, and multi-family properties.
Competitive rates
- SBA loans
- Bridge financing
- Permanent financing
Construction Loans
Short-term financing for building new homes or major renovations.
Starting at 7.25% APR
- Interest-only payments
- Convert to permanent
- Custom home builds
Refinance Loans
Lower your rate, reduce payments, or access your home's equity.
Starting at 6.05% APR
- Rate & term refinance
- Cash-out refinance
- Streamline options
Reverse Mortgages
Access your home equity without monthly payments for seniors 62+.
Varies by program
- No monthly payments
- Stay in your home
- FHA-insured HECM
Bank Statement Loans
Alternative documentation loans for self-employed borrowers and entrepreneurs.
Starting at 7.45% APR
- Bank statements only
- Self-employed friendly
- Asset-based qualifying
Why 10,000+ Borrowers Choose LendyWendy
Connect with NMLS-licensed mortgage professionals offering competitive rates, expert guidance, and personalized service throughout your home financing journey
15-Minute Pre-Approval Process
Our streamlined application connects you with pre-approved lenders in under 15 minutes. No lengthy paperwork or waiting days for responses.
Access to Wholesale Rates
Connect with wholesale lenders offering rates typically 0.25-0.5% below retail. Our network includes credit unions, community banks, and direct lenders.
NMLS-Licensed Network Only
Every lender in our network holds active NMLS licenses and maintains compliance with federal and state regulations. Your data is encrypted and never sold.
Certified Loan Officers
Work directly with experienced MLOs averaging 8+ years in mortgage lending. Each specialist understands local market conditions and program requirements.
All Credit Profiles Welcome
From 580 FICO scores to 800+, we have lenders specializing in every credit tier. Including bank statement loans, asset-based lending, and credit repair programs.
A+ BBB Rating
Maintaining Better Business Bureau A+ rating since 2020. Over 2,500 verified customer reviews with 4.9/5 average satisfaction rating.
Complete Documentation Support
Our team helps prepare all required documents: W-2s, tax returns, bank statements, employment verification, and asset documentation.
Rate Lock Protection
Secure your interest rate for 30-60 days while you shop for homes. Protection against rate increases during your home search period.
Direct Lender Communication
Speak directly with decision-makers, not call centers. Each lender provides dedicated contact information and responds within 2 business hours.
Trusted by Thousands of Homeowners
Real results from real customers who found their perfect mortgage match
Mortgage Payment Calculators
Use our comprehensive mortgage calculators to estimate monthly payments, compare loan scenarios, and analyze investment property cash flow. All calculations include principal, interest, taxes, insurance, and PMI.
Complete Mortgage Education Center
Expert guidance on every aspect of mortgage lending, from basic concepts to advanced strategies. Our comprehensive resources help you make informed decisions throughout your home financing journey.
- Down Payment Requirements
- Credit Score Impact
- Debt-to-Income Ratio
- Loan-to-Value Ratio
- 30-Year Fixed
- 15-Year Fixed
- 5/1 ARM
- Interest-Only Loans
- Federal Reserve Impact
- Economic Indicators
- Regional Variations
- Rate Forecasts
- First-Time Buyer Programs
- Military Benefits
- Rural Development
- Down Payment Assistance
- Pre-Approval
- Home Shopping
- Underwriting
- Closing Preparation
- Mortgage Loan Officers
- Real Estate Agents
- Home Inspectors
- Title Companies
Mortgage Terms & Definitions
Understanding mortgage terminology is essential for making informed decisions. Our comprehensive glossary explains key concepts, ratios, and processes in plain English.
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Frequently Asked Questions
Get expert answers to the most common mortgage questions. Our comprehensive FAQ covers everything from qualification requirements to the closing process.
Getting Started
BasicsLoan Types
OptionsProcess & Timeline
StepsGet Pre-Qualified in Minutes
Connect with top-rated lenders and get competitive mortgage rates for residential, investment, or commercial properties. No obligation, secure application process.
Fast Pre-Approval
Get pre-qualified in as little as 10 minutes with our streamlined process
Expert Guidance
Dedicated loan officers to guide you through every step of the process
Competitive Rates
Access to multiple lenders for the best rates and terms
Get matched with the perfect lender for your needs